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If you are in Ohio do not even consider a straw bale house. The humid summers will rot it out from the inside. You should be able to come in under 125 pretty easy. The SIP's and ICF's are both great options for your area.
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2008 F350 Lariat CC SWB V10, Dark Blue Pearl Metalic.
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SOLD!!   06 F350 lariat ,6.0 Auto, 4x4, CC, SB, Black, Moonroof, Pwr rear slider, Brake controller, 3.73LS, ESOF, Sec. group, Htd pwr TT's 
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If I wanted betterr MPG I'd buy one of those tiny tire, low to the ground light duty bowties. 
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