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Originally Posted by DirtFarmer
... you are often required to have LIABILITY insurance because your car is capable of doing great harm to life and property of others. You are free to not pay for coverage to pay for damages to your own life or car. ...
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As opposed to, say, a busboy or dishwasher walking around with undiagnosed tuberculosis?
We have a public health crisis which the private sector has proved incapable of solving. A fifth of the country has no access to health care. Three fifths are being bled dry by insurance premiums and are still at risk of being entirely ruined by a serious illness or accident. It's time to put results ahead of ideology.
What's mandated, and why, also varies from state to state. Maybe what you say is true in Texas, but Michigan's mandatory "No-Fault" law requires medical coverage for yourself to be included in vehicle insurance policies, but does not permit you to recover the cost of damage to a vehicle from the other driver.
It's not about any logically consistent philosophy or Constitutional framework, it's based on whatever insurance corporation lobbyists can get away with. It's long past time to slap their hand and put a lock on the cookie jar.
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Originally Posted by DirtFarmer
... I would like to be able to purchase a cheaper policy that covers only the "very large, unexpected health problems", with a very high deductible. I would write a check for all routine checkups.
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So who's preventing you from doing just that? Oh, right: For-profit insurance corporations.
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Originally Posted by Mark Steyn:
It's ridiculous for grown men and women to say: I want to be able to choose from hundreds of cereals at the supermarket, thousands of movies from Netflix, millions of songs to play on my iPod — but I want the government to choose for me when it comes to my health care.
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Eloquent oratory, but it's red herring which has nothing to do with any of the current proposals. None of them -- not even H.R.676 -- would limit anybody's choice of health care. (Unlike for-profit medical insurance plans, HMOs and PPOs, which often have an "in-network" list of approved providers)
