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That is how they insured my set up also. Truck designed to pull the fifthwheel. Not going to be used as a commercial puller. At the time I insured the fiver, the limit was nothing over 36 ft. that was 05. Now they have extended it to 38 ft. reasoning was so many fivers are getting longer, they made the adjustment.
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2010 F-450 King Ranch (loaded)
Alpenlite Portofino RL36
Reese 24K Sig Series fifthwheel hitch
Reese 30K Sig Series gooseneck hitch
Aerotank 65 gallon tool/tank box ( on timer)
Eclipse AVN726E Nav
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