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I figured out how this works. The ford service dealer doesn't want to take any chances at lost revenue so they charge the deductible. When Ford pays them for the claim if the deductible is returned then they give it back to the consumer.
I got this from the Admin Lady when I was getting my check returned yesterday, they basically let ford decide .
So I would be slightly patient and speak to the administrative staff and not the service manager about this one. I would ask for a follow up when the claim gets paid by Ford or an ETA that you can call them.
May help may not but I bet on the fact you will get your 100 bucks back at that time. Just like I got mine.
And one further note this makes sense because when we first got our truck the FICM blew we paid the 100 deductibles and about a month later we got a check back.
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2005 DWL SB Crew 6.0 w/tow command, 4:10 rear end. FICM Repair @75k, (Gift from  7/200 coverage) ScanGauge II, Banks Ram air intake, Coolant Filter, Banks exhaust, ARP Bolts. The whole OASIS  would never fit here! 
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