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COMMERCIAL may be in the name for this license but the vehicle does not need to be engaged in a commercial enterprise to require a CDL. According to Michigan law (your state may be different)
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When I lived in Michigan I got a CDL, so I am/was up on Michigan requriements. Now that I'm in Arizona things are a bit different.
I found this poking around at Michigan Secretary of State
Law Enforcement Agency Letter
September 9, 2002
To: All Law Enforcement Agencies
On October 1, 2002, new legislation (Public Act 534 of 2002) that impacts the Michigan Commercial Driver License (CDL) and commercial motor vehicle (CMV) requirements takes effect. Law enforcement agencies are advised of the following CDL/CMV-related changes:
New definitions for the CDL Group A and Group B designations.
Establishment of new railroad crossing violations and driver penalties while operating a CMV.
Addition of a new employer penalty for railroad crossing offenses.
Standardization of the railroad grade crossing stopping requirements.
New CDL Vehicle Group Definitions:
A. The Group A CDL is required for any combination of vehicles with a gross combination weight rating (GCWR) of 26,001 pounds or more when towing a trailer or other vehicle with a gross vehicle weight rating (GVWR) of 10,001 pounds or more.
The new Group A definition eliminates the CDL Group A requirement for small combination vehicles under 26,001 pounds GCWR pulling a vehicle over 10,000 pounds GVWR. A typical example would be a pickup truck pulling a trailer rated over 10,000 pounds. Persons with a Group A may operate Group B or C vehicles.
[Bold is by me]
B. The Group B CDL is required for a vehicle having a gross vehicle weight rating (GVWR) of 26,001 pounds or more.
The new CDL Group B definition eliminates the Group B requirement for small combination vehicles with a gross combination weight rating (GCWR) of more than 26,000 pounds when the power unit is less than 26,001 pounds GVWR and the vehicle being towed is under 10,001 pounds GVWR. A common example is a small stake or dump truck pulling an equipment trailer. The new Group B definition still allows for towing trailers less than 10,001 pounds GVWR. Persons with a Group B may operate Group C vehicles.
C. The CDL requirements for the Group C designator do not change. The CDL Group C is necessary for a single vehicle with a gross vehicle weight rating (GVWR) less than 26,001 pounds or a vehicle having a GVWR under 26,001 pounds towing a trailer or other vehicle and carrying hazardous materials on which a placard is required or designed to transport 16 or more passengers including the driver.
Arizona has the same language, but I can't locate that page right now.
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All states MUST recognize other states' laws. If your home state has different regulations and you're travelling through their state and you get stopped at a checkpoint, they can't ticket you unless you're breaking the posted weight limit for the road or if you're over weight on your liscence.
We have a rather unique situation with our stuff. We have a '87 Chevy C-70 dump truck with a 16' bed that weighs 13,600lbs. empty. We pull a 26' tagalong dovetail equipment trailer to haul our Bobcat and Farmall 140 on. The trailer is rated at 6 tons. The truck has a GVWR of 33,000lbs (10 tons of payload). It is liscensed for 45,000lbs. with the trailer. However it has farm truck tags on it, and therefore it does not require CDL to drive it, according to NC law. I could jump in it fully loaded right now and be legal to drive it because of the farm truck tags. The stipulation was that if we put commercial tags on it, a CDL would be required, and with the farm tags, we can't take it over 150 miles from the address of the registered owner (my father) which would be at home.