2008- 2010 General QuestionsGeneral questions related to 2008-Up Super Duty trucks. If it doesn't fit the other categories, post it here. Gas engine discussion that pertains to all models is allowed. Specific gas engine questions should use the Gas Engines forum.
insure it as a farm truck, with as little as you'll be driving with it you should be able to do it. try farm bureau
That's actually exactly how progressive wrote the policy when USAA handed me over to their "special agents" and for just the truck as a personal vehicle being used as a pleasure vehicle with a maximum of 12000 miles a year. It's a commercial policy with a farm use application (I also need the truck to move a tractor, but not for profit) and my quote was(better sit down) $1,086.50 for 6 months and I had to pay 10% of the yearly premium to start the policy.
Geico wants $942.90/6 months and I got E-surance to shop it around and they landed with SafeCo with a quote of $880/6months if I pay the premium in full every 6 months.
I don't know guys, I think my F-450 ownership might be over before it starts. I still have to hear back from some local brokers but it's not looking good.
BTW, where are you located? Cause my dad has a farm truck that sees the highway when it goes to the farm or hauls a fertilizer cart from the CO-OP and the insurance on it is $300 every 6 months, mind you the fact its only a F-250, so its only a 3/4 ton not a ton and a half like you have, but it sees just about the same amount of miles as yours does each year.
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early 1999, 7/98, F-250 7.3L, 250,000+ miles, 4x4, triple disk torque convertor, AFE dryflo home made cold air intake, straight pipe exhaust, superchips tuner (stuck on high performance tune,because someone stole the tuner out of my truck), 4.7K mod, Glow shift gauges (pyro, boost, egt), CCV mod, 3in of lift in front, 1in in back w/ 2009 SD rims w/ 2in wheel spacers wrapped in 325/65/18 Fierce Attitude MT, aftermarket headlamps w/ LED's, ranchhand grill guard, 03' front bumper w/ fog lights, gooseneck hitch
BTW, where are you located? Cause my dad has a farm truck that sees the highway when it goes to the farm or hauls a fertilizer cart from the CO-OP and the insurance on it is $300 every 6 months, mind you the fact its only a F-250, so its only a 3/4 ton not a ton and a half like you have, but it sees just about the same amount of miles as yours does each year.
I live in Maryland. I think the fact that I'm 29 and don't own a home is killing me, well, that and the fact that word is out that the F-450 has a GVW of 14,500. What's so frustrating is that all the insurance companies say "Oh, any truck that has a GVW over 10,001 pounds or more is commercial." To which my response is "Do you realize that almost every F-350 SRW and DRW built from 2005 to present technically can't be insured as private vehicle going by your GVW guidelines?" Once I say that I get quite a bit of static on the other end.
I'm going to keep beating the bushes and see what I can shake loose for a lower quote. Wish me luck!!!!!
Good luck - thats exactly why I gave up and bought my '02 DRW. Down the road I may upgrade to F550 axles for the brakes, but will have to regear to 4.10 in order to keep a little highway-ability.
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New truck: 2002 PSD 4x4, CC, XLT, F350 dually. Air bags, 6.0 trans cooler, Fleetrite ELC, ISSPRO guages, DB HT starter (no more), Superchips 1705 tuner, Reese Titan, AIS, IPT pre-pump filter kit, in-tank mods, and much more to come.
Old truck: 2000 PSD 4x4, ext cab, XLT, F-350, auto, V-code springs, air bags, coolant filter, 203 thermostat, Fleetrite ELC, DB Alternator, DB high-torque starter, Tru-cool Max-cool trans cooler, B&M trans temp gauge, 47 gallon Titan tank, IPT pre-pump filter kit.
yea and that the fact you live in MD too may be the problem haha, but good luck! see im from Louisiana, so it is easier to get away with dumb farmer around here.
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early 1999, 7/98, F-250 7.3L, 250,000+ miles, 4x4, triple disk torque convertor, AFE dryflo home made cold air intake, straight pipe exhaust, superchips tuner (stuck on high performance tune,because someone stole the tuner out of my truck), 4.7K mod, Glow shift gauges (pyro, boost, egt), CCV mod, 3in of lift in front, 1in in back w/ 2009 SD rims w/ 2in wheel spacers wrapped in 325/65/18 Fierce Attitude MT, aftermarket headlamps w/ LED's, ranchhand grill guard, 03' front bumper w/ fog lights, gooseneck hitch
I think the fact that my F-450 came as a pickup truck and not the "Cab on Chassis" that the pre-2008 F-450s came as is the difference. It's insured just like my F-350 before it was. I didn't even realize that insurance was an issue with people till I started reading this thread.
Guys, if you need coverage for your F450 let me know. We have a ton of different companies that will cover it no problem. We offer great rates and awesome personalized customer service. If you need multiple online quotes just fill out our simple form. It is very important to find a company that will cover this particular risk at a great rate. Also there are a lot of discounts our carriers will give you if you have several vehicles on the policy.
$527.56 for 6 months... $500 deductible -- 100K/300K insurance with USAA.
How did you get USAA to do it, they would not insure my F450 they sent me to progressive. Way to much. I ended up with travelers for $768 per year. Same coverage as yours.
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08 Ford F450 4X4 Lariot
4:30 limited slip, Nav system, DVD system, Audiophile for Nav,B&W gooseneck turnover ball with 5th wheel companion attachment, slide rear window, backup sensors, Tailgate step, Heated Seats, 91 gallon reserve tank with electric sylinoid valve hooked up to a Upfitter Switch for auto refill when driving. Love the truck
How did you get USAA to do it, they would not insure my F450 they sent me to progressive. Way to much. I ended up with travelers for $768 per year. Same coverage as yours.
Same here except Progressive gave us a package deal with the fiver, so we stayed with them. In reality, when I call Progressive concerning my policy, I'm actually talking with a USAA General Agency rep.
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2009 F450 Pickup Lariat Plus w/Nav, 4X4 Off-Road Pkg, Rhino bed liner, 50 gal Transfer Flow fuel tank, 24k Reese Signature Series 5th-wheel hitch.
2011 MS 36RSSB3
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