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post #17 of (permalink) Old 08-12-2018, 04:31 AM
Kraig1957
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Join Date: Mar 2017
Location: Central California
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Originally Posted by DKR View Post
When we checked with our current insurance company (Hartford) we discovered they only insure up to a F350.

For those of you that have, who do you recommend for insurance?

In 2008 when I purchased a used 2006 F450 Stake bed Crew Cab truck (16,000 GVWr / 8,250 Curb weight) I had to get a commercial insurance policy. My insurance company at the time was Mercury. I purchased a separate commercial policy through Mercury (it was good in Mexico, the US, and Canada). Even though the truck was for personal use, because it wasn't a pickup, I had to carry a log book and stop at weigh stations. When the California Air Resources Board (CARB) sent me a nasty notice saying I had to change the exhaust system to meet 2010 emissions standards before 2012, I took the opportunity to get rid of the truck and got a new 2011 F350 crew cab short bed pickup.



After I retired I needed a dually to haul equipment between two pieces of property I own at least every other week, so in 2015, I traded in the 2011 and purchased a 2016 F350 dually crew cab long bed pickup. Now I don't need commercial insurance, and it has the same GVWR as the same year F450 pickup (both 14,000 GVWr). I don't have the same tight turning radius as the F450, so I might have to back up to complete a turn.

2016 F350 DRW FX4 Lariat King Ranch Crew Cab 6.7 V8
2011 F350 SRW 4X4 Lariat Crew Cab 6.7 V8 (Sold)
2006 F450 DRW 2X4 XLT Stake Bed Crew Cab 6.0 V8 (Sold)
2016 Mustang GT Premium 5.0 V8
2003 Crown Victoria LX 4.6 V8
1967 F100 Pickup 352ci V8, C6 automatic
1972 Pontiac Lemans 400ci V8, Turbo-Hydromatic 400
1964 Pontiac Catalina 389ci V8, Roto-Hydromatic 375 (Slim-Jim)
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