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We've got 30,000 miles on our 2005.
It is used 65/35 for towing, {20,000gcw}, our travel trailer.
We've had trans fluid changed/flushed? each 10,000 miles.
You can't overmaintain a vehicle.
Cheap insurance!
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You CAN overmaintain a vehicle, and cause problems in the process. It no longer becomes "cheap insurance", but an expensive waste of money.
Why do you waste perfectly good fluids? How often have you changed the differentials? Do you do your coolant every 30k, whether it needs it or not? Do you buy new tires every 15k, just because they could wear out & maybe cause an accident? Oh yeah, how about your brake fluid? 30k - its due. You might want to have those brakes done while you're at it - they could go any second.
If you are REALLY concerned about your vehicle, use the manufacturer's "extreme service" intervals. Otherwise you're wasting money. But hey - its your money, and you're making some happy spending it.