If you look at the diagram with 4 batteries, and remove two, then you have a vehicle battery layout. The four battery diagram may be confusing. I did the same battery voltage check on my F-350 diesel after running my batteries down with the radio. The batteries were about 2 months old from Ford. I put my charger on one battery, charged until the charger said OK ready to go...I then checked each battery voltages, the battery closest to the charger was charged to a little over 13 volts. The battery on the other side of the truck was just under 12 volts. A note here. I disconnected the battery cables at each battery before the voltage check after charging. There are ways to add voltage regulators to your multiple battery charging setup, to get perfect cell balance, but I think it is easier to just disconnect the battery I am charging, and keep the other battery connected until it's turn.